Wonga: a great alternative to a bank

Wonga is a new way to get a loan - much faster and more convenient than going to a traditional bank. It's perfect if you just need some extra cash to get you to payday. Unlike a bank, Wonga is flexible and you won’t be forced to take out a bigger loan than you need, or be stuck with repayments for a year or more. You repay a Wonga loan within 30 days and can then use the service again if the need arises.

With Wonga, you get the cash much faster than from a bank: there are no time consuming meetings, piles of complex paperwork or delays while waiting for a decision. The entire loan process is online and you decide how much cash you need and for how many days. With loans from £50 to £750, Wonga offers a degree of flexibility not found in banks. It takes minutes to apply and you will normally get an instant decision.

If approved you’ll have your loan within an hour of approval – a lot faster than the banks! Thanks to Wonga's advanced technology, loans that are approved after hours or over the weekend still payout within an hour. You know there is not a bank out there that can match that speed!

Wonga this way...

If you have been considering taking a bank loan but haven't taken steps yet toward doing so, take the time now to learn more about Wonga. Our interest rate is straight-forward at £1 per £100 per day. Since it's only a short term loan, you don't need to dust off your calculator to figure out the total APR, fees, etc.  We'll crunch the numbers for you.

On the homepage, use the top slider to select how much money you would like to borrow.  Next, use the bottom slider to select how long you need the money for, from five to 30 days. We instantly calculate your chosen repayment date and the amount to be repaid which can be fine-tuned to your hearts delight. When you're ready, click "apply now".

Wonga works on a system of trust. Returning customers have a Trust Rating which decides how much you are eligible to borrow. Customers who borrow responsibly and repay on their due date will get an increased trust rating with each completed loan, eventually being eligible to borrow up to £750. Wonga doesn't penalise for early repayment either. If you find yourself flush again and ready to repay, simply call or email and our friendly staff will be happy to assist you.

As the saying goes, time is money; save yourself a little of both with Wonga.