Payday loan

The market is overrun with payday loans. From high street lenders to loan sharks, there are lots of ways to borrow cash until your next payday. But like the saying goes, it's quality, not quantity that counts. It's easy to find a payday loan, but finding one with a fast, simple and transparent service is harder. Many promise to offer you a super-fast service but actually require you mess about faxing documents, or even wait for a few days to receive your loan. Or even worse you could get stung by hidden charges or inflexible terms.

Cash on demand

Wonga is a totally new way of borrowing. It's not a payday loan but an online cash advance; we call it cash on demand. You can have the financial freedom you sometimes need on those last few days before payday. But we're not about getting you into long-term debt. We're about sensible lending for short periods of time. We let you decide exactly how much cash you need to borrow and for exactly how many days you want it for. You won't be forced into borrowing a fixed sum you don't need and we can deposit your loan into your bank account within minutes.

A loan with a difference

Payday loans are notorious for trapping people in ever-lasting cycles of debt. They can also be inflexible and require you to borrow a set amount for a set period.  Wonga is the payday loan of the future - a wise choice for a money saving expert like you.

With Wonga you can select exactly how much you would like to borrow and the date you promise to pay it back. As you consider different options, Wonga calculates exactly how much the repayment will be before you apply.

Quick loan

Getting a loan from Wonga is also quick and the process is all online. Most payday loans can take days to go through but get a loan with Wonga will be credited within an hour. We're the fastest loan service in the UK and all the information we require is given online. There's no need to run around faxing and phoning, or queuing and waiting.