Short term loan

Short term loans are great for when you need cash for unexpected expenses or purchases you haven't budgeted for, but they’re not always easy or quick to get. Wonga can give you a super fast short term loan that's easy to apply for, quick to receive and all yours to spend how you like.

Sometimes you just need a quick loan. The problem is that most payday loans and a lot of unsecured loans from banks will only let you borrow set amounts and penalise you for paying it back quickly. But now there's a totally new way of borrowing cash – Wonga.com.

Fast loan

It's a short-term loan that you could receive in your bank account within an hour. Put simply, the interest rate is £1 per £100 per day. Select how much you would like to borrow and the date you promise to pay it back and Wonga calculates exactly how much the repayment will be before you apply.

Why are other short term loans so expensive?

A lot of payday loans don't do a credit check, which is helpful for people with bad credit, but if you do have fair or good credit it means you're effectively being penalised. In order to get a Wonga loan, you'll have to pass our credit check, which usually only takes a few seconds. When you do, you'll be able to take advantage of our super fast service.

A short term loan that gives you financial freedom

Whatever you choose to spend it on, you don't have to justify it to Wonga. All we ask is that you only borrow what you can afford to repay within 30 days. Just think of it as a cash advance before your money comes in. It's cheaper than payday loans or an unauthorised overdraft from your bank.

When there's too much month at the end of your money your lifestyle shouldn't have to suffer, nor should you have to grovel to the banks. Wonga can cover you until your next payday, so you can continue living your life.